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Premium Metal Cards

Exclusive cards crafted for the world's elite

Premium
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PREMIUM MEMBER
Expires
12/28
VISA
Elite
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ELITE MEMBER
Expires
09/29
MASTERCARD
Platinum
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Card Holder
PLATINUM MEMBER
Expires
06/30
AMEX

Premium Card Benefits

No Foreign Transaction Fees

Use your card anywhere in the world without additional charges

Unlimited Cashback

Earn up to 5% cashback on all purchases with no limits

Airport Lounge Access

Complimentary access to 1,200+ airport lounges worldwide

Purchase Protection

Extended warranty and purchase insurance up to $10,000

24/7 Concierge Service

Personal concierge for travel, dining, and entertainment bookings

Travel Insurance

Comprehensive travel and rental car insurance coverage

Exclusive Events

Priority access to concerts, sporting events, and VIP experiences

Welcome Bonus

Earn up to $1,000 bonus after meeting spending requirements

Card Tier Comparison

Feature Premium Elite Platinum
Annual Fee $95 $450 $695
Cashback Rate 2% on all purchases 3% on all purchases 5% on all purchases
Welcome Bonus $200 $500 $1,000
Foreign Transaction Fees None None None
Airport Lounge Access 4 visits/year 10 visits/year Unlimited
Purchase Protection Up to $5,000 Up to $7,500 Up to $10,000
Extended Warranty +1 year +2 years +3 years
Travel Insurance Basic Comprehensive Premium + Medical
Concierge Service Standard Dedicated 24/7
Global ATM Withdrawals 5 free/month 15 free/month Unlimited free
Credit Limit Up to $25,000 Up to $75,000 No preset limit
Authorized Users 1 free 3 free Unlimited free
Card Material Stainless Steel Titanium 24K Gold-Plated

Security Features

  • EMV Chip Technology: Advanced chip protection against fraud
  • Contactless Payments: Secure tap-to-pay with NFC technology
  • Real-Time Alerts: Instant notifications for every transaction
  • Zero Liability: Not liable for unauthorized charges
  • Virtual Card Numbers: Generate temporary numbers for online shopping
  • Biometric Authentication: Fingerprint and face recognition

Application Requirements

  • Age: Minimum 18 years old
  • Credit Score: Good to excellent (670+ recommended)
  • Income: Minimum annual income requirements vary by tier
  • Identity Verification: Government-issued ID required
  • Bank Account: Active checking account for payments
  • Approval Time: Instant decision in most cases

Ready to Apply?

Join thousands of elite cardholders enjoying premium benefits worldwide. Application takes less than 5 minutes.

Apply for Your Card Today

Subject to credit approval. Terms and conditions apply.